Get cash as soon as today.

Apply online in just a few minutes. Our friendly team and simple process help bridge the gap between paychecks — with no hidden fees and clear terms you can understand.

Secure Online Application

Please complete all steps. This helps us match you with lenders and alternative loan providers.

1. Personal 2. Address 3. Employment 4. Banking 5. Loan & Consents

Personal Information

Title

First Name

Last Name

Date of Birth

Email Address

Mobile Phone

Home Phone

Address Details

ZIP Code

House Number / Name

Street

City

State

Residence Type

Move-in Date

Employment & Income

Income Source

Employer / Company Name

Job Title

Work Phone

Employment Start Date

Total Monthly Income (take-home)

How are you paid?

Pay Frequency

Next Pay Date

Second Pay Date

Bank & Identity

Social Security Number

Driver's License Number

Bank Name

Bank Account Number

Routing (ABA) Number

Bank Account Opened

Account Type

Are you active military?

Loan Details & Consents

Requested Loan Amount

Approximate Credit

Marketing Consent — Email

Marketing Consent — SMS

By submitting this form, you acknowledge and agree that this website operates as a marketing and lead generation platform and does not originate loans, make credit decisions, provide underwriting services, or issue approvals. Any credit offers, loan terms, or eligibility determinations will be made exclusively by the participating lender(s) or financial service provider(s) to whom your inquiry is transmitted.

You authorize this website and its contracted technology partners to securely collect, process, and transmit the information you provide for the limited purpose of identifying and connecting you with participating providers that may be able to respond to your request. Certain information requested in this form may be considered sensitive personal or financial data. This website does not store Social Security numbers, bank account numbers, routing numbers, or other highly sensitive financial identifiers in our systems. Such information, when provided, is transmitted in a secure manner directly to participating providers and is not retained after submission.

Participating providers may contact you by telephone, text message, email, or other communication methods using the contact details you have provided. Standard messaging or data rates may apply. Submission of this form does not constitute a loan application with this website, does not guarantee that you will be connected with a provider, and does not obligate you to accept or purchase any product or service. Any approval, funding decision, rate, or offer is made at the sole discretion of the participating provider.

For additional details regarding the collection, use, and handling of your information, please refer to our Terms & Conditions and Privacy Policy.

How It Works

From application to cash in your account — usually in just a few simple steps.

Apply Online

Complete our quick, secure application with basic personal and employment details.

Get a Fast Decision

Most applicants receive an instant decision. If approved, review your terms before signing.

Receive Your Funds

Sign your agreement and, in many cases, funds can be deposited as soon as the same business day.

People Trust Our Friendly Team

Customers love our clear communication and fast service.

“The online form was super easy and I had an answer in minutes. The team explained all the fees before I signed.” — Maria G.

★★★★★

“Alternative Loan Solutions helped me cover an unexpected bill before payday. Everything was straightforward and clear.” — James A.

★★★★★

Frequently Asked Questions

Common questions about our personal loans and application process.

What is Alternative Loan Solutions?

Alternative Loan Solutions is a financial services provider that connects borrowers with lending partners who offer flexible loan options, especially for people who may not qualify through traditional banks. We focus on understanding your situation, not just your credit score.

Do you make the loans directly?

No — we are not a direct lender. We work with a network of trusted lending partners and help match you with loan options that may fit your financial needs and qualification

What types of situations do you help with?

We commonly assist borrowers facing:

Past credit challenges
Limited or no credit history
Previous denials from traditional lenders
Unexpected expenses or financial setbacks

Our philosophy is simple — We believe in second chances.

Do I need perfect credit to apply?

No. Many of our lending partners work with:

Fair or challenged credit
Prior financial hardships
Rebuilding credit situations

Approval is based on multiple factors — not credit score alone.